What is DSTI?
Created by: Oleg Kiviljov
Modified on: Sun, 16 Feb, 2020 at 7:27 PM
DSTI is a debt service to income ratio. The ratio between the borrower's loan payments (level of credit burden) and income, which is used for calculating a reasonable loan burden and which the lender can use as information in making a lending decision.
It is calculated taking into consideration all the borrower's monthly financial obligations principal and interest payments and the net income. There may be a ratio of debt service up to 70%. If the result turns out to be bigger, the application will not be allowed to the auction.
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